Share Certificate

What is this product/service?
A term share certificate.

Who uses it?
All members who wish to invest a minimum of $1,000 for at least 3 months.

How is it used?
May be used to earn a higher dividend rate, fixed for the term of the certificate.

Related services?
Regular Shares, Checking Products, High Yield Plateau, Money Market, Members Financial Services, IRAs

Features	Benefits
Term account with a fixed rate	Security of knowing rate is guaranteed for the term of the certificate.
Earns higher dividend rates.	Earns more money than other savings products.
Quarterly dividends may be reinvested, transferred, or withdrawn	Convenience - member chooses how dividends are disbursed.
May be used as collateral to secure a loan	Facilitates the member's loan approval process
Automatically renews at maturity.	Convenience - takes no action on memeber's part to renew certificate.
Maturity notification	Member has 10 days from maturity to renew or change without penalty.
National Credit Union Share Insurance (NCUSIF)	Peace of mind in knowing that your savings are fully insured up to $100,000 by the Federal Government.

Note: For dividend and fee information, please refer to the "Rate & Fee Schedule"