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Achieving Dreams

Timing Your Trade-In

The combination of time of year and new-car promotions on the same model you’re driving can mean thousands of dollars of difference on your trade-in. The difference made by timing your trade-in can be significant. Used Car Values Can Drop Used-car values drop more swiftly late in the year. New models have just appeared, while […]

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Achieving Dreams Meeting Needs

Choosing a College That’s Right for You

College. For most teenagers, it is the biggest decision of their lives. Choosing a college to attend is a process often riddled with stress, confusion, or both. Choosing a College Can Be Fun Mitch Warren, director of the Office of Admissions at Purdue University, understands why students worry, but he believes choosing a college doesn’t […]

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Achieving Dreams

Car Buying Tips That Pay Off

Be Happy With Your Car Deal If you’re ready for a new car, make sure you’ll be happy with the deal you get at the dealership. We want you to enjoy your new vehicle more, so here are some car buying tips that pay off. Start by deciding, before you even shop, how much you’re […]

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Achieving Dreams Meeting Needs

Practical Ways to Save Money

When you’re on a mission to save money it might seem it will take forever for savings to grow. Saving money often starts with changing “spending” habits. Once you identify your savings goal or goals, here are some ideas that can help, some practical ways to save money. Involve Your Spouse Get cooperation from family—Controlling […]

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Achieving Dreams Meeting Needs

Calculate Your Debt-to-Income Ratio

It’s good to know how lenders determine if you’ll be able to afford your monthly payments comfortably, based on your income and other debts. Remember: Many lenders exceed these guidelines, particularly if you have no debt, good credit, or a large down payment when applying for a mortgage. Your debt-to-income ratio is one key factor. […]