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Achieving Dreams Meeting Needs

Millennials: Rethink Credit vs. Debit

Millennials: Rethink Credit vs. Debit There is a generational divide when it comes to shopping: A CreditCards.com survey indicates that boomers and millennials both choose plastic, but for the older cohort the word is “credit,” and for the younger it is “debit.” Do millennials need to rethink credit vs. debit? Both systems work well but […]

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How to Cut the Cost of Driving

Gas Prices Are Only One Factor Gasoline prices are rising again, but fuel is just one factor in the high cost of driving an auto. The average cost of driving a sedan 15,000 miles a year will cost you $8,698, or 58 cents per mile. You’ll spend 70.8 cents a mile, or $10,624 a year, […]

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Achieving Dreams Meeting Needs

10 Smart Money Moves for Your 20s

10 Smart Money Moves for Your 20s If you’re in your 20s, you have a financial asset money can’t buy–time. And time makes your money grow. Making some smart money moves in your 20s pays off now and in the future. Here’s a list of 10 Smart Money Moves for Your 20s: 1. Set financial […]

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Give Your College-Bound Student a Personal Finance Crash Course

Does your young-adult student need a crash course in personal finance? A recent financial literacy survey by the National Foundation for Credit Counseling (NFCC) reveals that the majority of adults say they learned the most about personal finance from their parents. Should you give your student a personal finance crash course? Basic Financial Knowledge Checklist […]

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How to Talk With Your Grandkids About Money

Unless you talk with your grandkids about money, how are you going to positively influence them? You might be wondering how to talk with your grandkids about money. Here are some ways to start the conversation–and it’s not about writing them a check: Share About the Past • Tell stories from your own life. It […]