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Achieving Dreams Featured Member Connections

Share Insurance Protects Your Money

Safeguarding your hard-earned money is vitally important. That’s why Mid Oregon Credit Union has federal share insurance, administered by an independent government agency, the National Credit Union Administration (NCUA). The National Credit Union Share Insurance Fund (NCUSIF) protects aggregate savings up to at least $250,000 in your checking accounts, high yield accounts, certificates, regular share […]

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Achieving Dreams Featured Meeting Needs

Answers To Today’s Mortgage Questions

Mid Oregon’s Matt Mitchell Shares Perspective Today’s home loan environment is anything but normal. In Central Oregon, our strong home sales and refinancing market has been subject to COVID-19 circumstances, economic uncertainty and job & income fluctuations. Mid Oregon Credit Union Mortgage Manager Matt Mitchell was asked about the impact on today’s lending environment. Below […]

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Achieving Dreams

Often Shorter Car Loans Are Better

When It Comes to Car Loans, Shorter Is Often Better A longer-term loan can make even the most expensive car look affordable. But is it really more cost-effective? You may find that often shorter car loans are better. By stretching out the loan over many years, your monthly payment is likely lower, but you could […]

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Achieving Dreams Meeting Needs

Roth IRAs Good for Your Savings Plan

Good things come to those who wait—for a tax break***. Although you fund a Roth individual retirement arrangement (IRA) with after-tax dollars, the money you distribute is completely tax-free as long as it meets certain requirements. And that means a really good thing—you may never pay a cent of tax on your earnings. That might […]

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Achieving Dreams Meeting Needs

Teenage Driver’s Dilemma: How to Afford It

The Teenage Driver’s Dilemma… Learning how to drive a car is one of the big milestones in a teenager’s life. Learning how to pay for its upkeep isn’t as exciting, but just as necessary. This teenage driver’s dilemma doesn’t have to be insurmountable. Here are a few simple tricks to help you keep your wallet […]