Plastic card fraud statistics are up, and much of the fraud comes from criminal activities we can’t control. But safeguarding your cards–and identity–from the risk of exposure starts with keeping constant control of your cards, card numbers, and any other information about your financial information.

“Paperless” cash is convenient, accepted almost everywhere, and, in proportion to the volume in use, very safe. But with convenience comes risk.

At Mid Oregon Credit Union, we’re proud of the measures we take to help protect your cards. But we all need to be responsible and aware of actions that will minimize risk and keep our cards safe.  The latest tool available to protect Mid Oregon debit cards is CardNav by CO-OP, which gives you the ability to manage how, when and where your cards are used through a free, downloadable app to your smart phone or tablet.  Visit any Mid Oregon branch or call (541) 382-1795 for details.

Make good habits and stop bad ones to minimize your card risk. For example, if your card has a PIN (personal identification number), memorize it. Skip easily recognizable PINs such as the last four digits of your Social Security number or phone number. Also, carry only cards you’re going to use and leave all other cards in a safe place at home.

Providing your personal and financial information to anyone can lead to ID theft and phishing attacks. Know whom you’re dealing with. For more information about these exposures, contact Mid Oregon today at (541) 382-1795.

Mid Oregon presents several free workshops to the community around Central Oregon.  Upcoming are three workshops-one on June 30th and two in the Fall, which will help you keep up the fight against fraud: On June 30th in Bend, “Senior Financial Scams”.  View our post to learn more. In September “Protect Yourself Online, and in November, “ID Theft: Who Has Your Number?”.

To learn more about the different kinds of fraud, ID theft, Scams and how to be more secure, visit Mid Oregon’s Security Education webpage.

When it comes to card safety, if you don’t practice good habits, you’ll pay. The good news is, practicing good habits goes a long way to keeping you and your cards safe.