Mid Oregon has set its 2015 free financial workshop schedule.  Most every month the credit union presents up to 4 financially oriented workshops which are free to members and to the community at large.

Workshops are often presented by outside experts or Mid Oregon specialists in the topic being addressed.  Starting at 6:00 p.m., most are held at our East Bend office Conference Room, although some are held in branch or other locations around Central Oregon.  Refreshments are served, and RSVP’s are appreciated to ensure seating and materials availability.

The New Year’s first workshop is being held on Thursday, January 22, at our Prineville branch and is presented by Tom Collier, of Tom Collier Classic Motor Car Company.  Titled, “Get the Best Car Deal”, attendees will learn how they can get the vehicle they want, at the best price.  Attendees can RSVP by calling (541) 382-1795.

Jan 22    Thursday    Get the Best Car Deal (Prineville)
With careful preparation you can steer your way through the search process and drive away with the car deal that’s best for you.

Feb 24    Tuesday    Key Factors in Getting a Home Loan
Are you interested in buying a home? Do you want to refinance your current mortgage to a lower rate? How qualified are you? Come learn what you need in order to get a mortgage in today’s financial environment. You will learn the four key factors that go into every home mortgage.

Feb 26    Thursday     Get the Best Car Deal (Redmond)
With careful preparation you can steer your way through the search process and drive away with the car deal that’s best for you.

Mar 17    Tuesday      Social Security and Your Retirement
Are you looking for more information about how to maximize your Social Security benefits? Your plans for drawing Social Security are a critical financial decision, and if you know the “rules of the road” it can make a big difference in the success of your retirement journey.
Securities sold, advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC , a registered broker/dealer and investment advisor. CBSI is under contract with the financial institution to make securities available to members. Not NCUA/NCUSIF/FDIC insured, May Lose Value, No Financial Institution Guarantee. Not a deposit of any financial institution. CUNA Brokerage Services, Inc., is a registered broker/dealer in all fifty states of the USA.  B2MM‐0911‐9005SS

Mar 19    Thursday     Understanding the ABC’s & D’s Medicare
Do you wonder what the difference is between Medicare Part A, Part B, Part C, and Part D? We invite you to come learn more about who is eligible for Medicare, what is covered, what is not covered, and the enrollment timelines. We will also explore the differences between Medigap plans and Medicare Advantage plans.

Mar 26    Thursday     Organize Your Financial Records
Tips for getting and staying organized; determine what documents to keep, how long to  keep records, where to keep records, and costs of not getting organized.

Apr 20    Monday     PERS Overview
The Overview Presentation is an overview of PERS Tier 1/Tier 2, OPSRP, and the IAP (Individual Account Program). Topics include details on the IAP, Tier 1 & 2 & OPSRP benefit calculations, Online Member Services, and member resources.

Apr 21    Tuesday     Get the Best Car Deal (La Pine)

With careful preparation you can steer your way through the search process and drive away with the car deal that’s best for you.

Apr 23    Thursday     Building & Re‐Building Your Credit
It pays to have good credit. The difference between getting a loan with a low interest rate vs. getting a loan with a high interest rate could mean thousands of extra dollars in interest payments over the life of the loan.  This class will give you the tools to lay a solid foundation for your future.

Apr 28    Tuesday      Women & Money I ‐ Where are you now?
This workshop covers ways to determine the current and desired financial situation, understand the unique challenges faced by women, explore money values and emotions, and develop checklists and goals.

May 19   Tuesday     Building & Re‐Building Your Credit (Prineville)
It pays to have good credit. The difference between getting a loan with a low interest rate vs. getting a loan with a high interest rate could mean thousands of extra dollars in interest payments over the life of the loan.  This class will give you the tools to lay a solid foundation for your future.

May 21    Thursday     Women & Money II – Are you covered?
This workshop is targeted to women of all ages who want to take control of their personal finances, prepare for life’s uncertainties, and develop a personal action plan.

May 28    Thursday     Power Over Debt – Break the Debt Cycle
If debt is dragging you down, take control of debt before it takes over your life. Learn how to tackle your debt, how to rebuild good credit, and most importantly – how to stay out of debt.

Jun 23    Tuesday     Women & Money III: Are you ready for change?
This workshop focuses on how to organize important papers, tie up estate planning loose ends, and review investment goals and tolerance for risk.

Jun 25    Thursday     Get the Best Car Deal
Thursday With careful preparation you can steer your way through the search process and drive away with the car deal that’s best for you.

Jun 30    Tuesday     Senior Financial Scams
Understand the scope of the problem, identify typical perpetrators, be aware of common scams and financial exploitation, know how to prevent scams, and know where to go for help.

Sep 22    Tuesday     Reduce Your Insurance Costs!
Have you ever wondered how insurance companies determine your auto and homeowners rates? Equip yourself with a better understanding and learn ways you can make sure you are getting the best rates possible.

Sep 24    Thursday     Protect Yourself Online!
Armed with a little technical advice and common sense, computer attacks can be avoided. Enjoy your computer with confidence and stay connected without worry.

Sep 29    Tuesday     Get the Best Car Deal (Madras)
With careful preparation you can steer your way through the search process and drive away with the car deal that’s best for you.

Oct 20    Tuesday     Social Security and Your Retirement
Are you looking for more information about how to maximize your Social Security benefits? Your plans for drawing Social Security are a critical financial decision, and if you know the “rules of the road” it can make a big difference in the success of your retirement journey.
Securities sold, advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC , a registered broker/dealer and investment advisor. CBSI is under contract with the financial institution to make securities available to members. Not NCUA/NCUSIF/FDIC insured, May Lose Value, No Financial Institution Guarantee. Not a deposit of any financial institution. CUNA Brokerage Services, Inc., is a registered broker/dealer in all fifty states of the USA.  B2MM‐0911‐9005SS

Oct 22    Thursday    Understanding the ABC’s & D’s of Medicare   
Do you wonder what the difference is between Medicare Part A, Part B, Part C, and Part D? We invite you to come learn more about who is eligible for Medicare, what is covered, what is not covered, and the enrollment timelines. We will also explore the differences between Medigap plans and Medicare Advantage plans.

Nov 19    Thursday    ID  Theft – Who Has Your Number?
Find out how we make ourselves vulnerable to identity theft, learn valuable tips on how to protect your Social Security number from fraud, become skilled at spotting phony phishing attacks in your in‐box.