Good Friends

Pay it Forward: Ken’s Bikes

Don Senecal has worked with Ken Cardwell at Redmond’s Jericho Road free meal program for a while, and has seen firsthand how Cardwell’s effort of repairing, rebuilding and donating bikes to the community has made a difference. ┬áLast year, 150 of those bikes were donated to needy youth, and 195 total went out to the […]

Achieving Dreams Meeting Needs

Calculate Your Debt-to-Income Ratio

It’s good to know how lenders determine if you’ll be able to afford your monthly payments comfortably, based on your income and other debts. Remember: Many lenders exceed these guidelines, particularly if you have no debt, good credit, or a large down payment when applying for a mortgage. Your debt-to-income ratio is one key factor. […]