Do your homework before you look for that RV or boat!

Starting Thursday, March 3 and ending Sunday, March 6, many in Central Oregon will be heading to the Deschutes County Fair & Expo Center to check out the recreation vehicles (RVs) and boats on display at the Central Oregon Sportsmen’s Show & RV/Boat Show. With spring around the corner, the excitement of potential recreational purchasers is building.

For many, that trailer, 5th wheel, motor home or boat will represent one of the largest purchases anyone will make in their lifetime. If you are one of those seriously interested in one of these vehicles or water craft, you should do your homework before you go. In making large purchases, knowledge is crucial. Finding the right vehicle or boat to fit your needs might start with online or information gathering, but there is another step many should make first.

Pre-approval for financing provides piece of mind.

Start with a visit Mid Oregon Credit Union to determine how much you can afford and how borrowing should be structured to fit your situation. Knowing financing in advance allows you to focus on vehicles in your price range, saving a lot of time and hassle, and especially to eliminate the stress on how you will get approved during your purchase experience. If you don’t find what you want at the show, you will still be able to use your Mid Oregon approval to shop with dealers and private parties afterward.

To learn what financing best fits you, speak to a loan officer at any Mid Oregon branch, or contact a loan officer by calling (541) 382-1795 or emailing to beheard@midoregon.com. You can also start the loan process on our MidOregon.com website.

Once you are pre-approved…

There are many resources to help you find the right vehicle or water craft. On the internet, you can search manufacturer and dealer’s websites. You can look at industry reviews. You can talk to current RV or boat owners to learn the good, the bad and the ugly. If you are contemplating a purchase at the Central Oregon Sportsmen’s Show & RV/Boat Show at the Expo Center in Redmond later this week, you should definitely check resources on the web.

We found a very good starting article on buying a recreation vehicle: “6 Things to Ask Yourself When Buying an RV” by Jeff Adams for ReserveAmerica. The first question is “What types of camping or traveling will I do?”, and goes from there. For boats, there are many articles you can find by searching “How to buy a boat”. Whether it’s an RV or water craft, your search begins with nailing down how you will use your purchase.

We hope you enjoy the Sportsmen’s Show & RV/Boat Show this Thursday through Sunday. Let us help you enjoy it more to discuss how to make your dream become a reality!