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Six Signs It Is A Scam

Presentation at Mid Oregon’s Annual Meeting

On Saturday, February 9th, Mid Oregon Credit Union held its 62nd Annual Meeting at The Riverhouse on the Deschutes Convention Center. Almost 200 people braved blizzard-like conditions to attend, and they were treated to a very informative presentation.

Billie McNeely, State Elder Financial Exploitation Specialist with the State of Oregon Adult Protective Services, engaged the audience with “Six Signs It Is A Scam”. Below, we are sharing the main points of her presention.

1. Scammers Contact You “Out Of The Blue”

It could be a knock on the door, a phone call, or a piece of mail you weren’t expecting. For example, you didn’t think you owed the IRS or a debt collection agency money, but they called claiming you could be in trouble if you don’t pay.

2. Scammers Claim There Is An “Emergency”

A scam might warn that if you don’t respond immediately your prize winnings will be lost, or that a relative or friend is in trouble in a foreign country. If something prompts immediate action, be cautious.

3. Scammers Ask For Your Personal Information

Scammers often pose as banks, healthcare providers and government officials asking for identifying personal or financial information. Anytime someone asks you for this information, be suspicious!

4. Scammers Want You To Wire Money

You may be asked to wire money or purchase pre-paid debit cards. This is the easiest way for scam artists to get their hands on your money, and it’s almost impossible to get it back once it has been sent. Don’t do it!

5. Scammers Tell You To Keep It “Secret”

By asking you to keep a transaction secret, scammers know you won’t have to respond to questions from family and friends who might see through the scam. Check with someone you trust before acting.

6. Scammers Make It Sound Too Good To Be True

If it seems too good to be true, it probably is! Above all, use this simple mantra to help you detect and avoid scams. It’s always better to be cautious than to be a victim.

Mid Oregon is very concerned about our members and the communities of Central Oregon. For additional resources and information, visit our Security and Fraud Center, and stay up-to-date with Stickley on Security.

For more information on scams, or to file a complaint, contact the Oregon Department of Justice online at www.oregonconsumer.gov or call 1-877-877-9392.