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Achieving Dreams Featured

What Determines an Auto Loan Interest Rate?

Do you ever wonder about the 0% interest auto loan rates you see in car manufacturer financing ads? They are only available to select borrowers for limited loan terms. What about for you? What determines an auto loan interest rate? Car Loan Rate Factors A number of factors can determine the rate you’ll be offered […]

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Achieving Dreams

Often Shorter Car Loans Are Better

When It Comes to Car Loans, Shorter Is Often Better A longer-term loan can make even the most expensive car look affordable. But is it really more cost-effective? You may find that often shorter car loans are better. By stretching out the loan over many years, your monthly payment is likely lower, but you could […]

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Achieving Dreams Featured

Is Your Best Auto Loan Better Than 0%?

When it comes to auto loans, a 0% interest rate is a head-turner, but it’s not always the best deal. It’s not always your best auto loan. Car dealerships generally advertise 0% offers in the summer when they’re looking to make room in the showroom for newer models. The offers come from the financing arms […]

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Achieving Dreams Featured Vehicle Financing

5 Reasons Credit Unions Offer the Best Auto Loans

Best Auto Loans at a Credit Union? The average cost of a new vehicle today is around $37,000. The purchase of a car likely will be the second largest expenditure you have, second only to the purchase of a home. Whether you desire the shiny, brand new one, or if you are content with finding […]

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Achieving Dreams

Digital Skills to Find Best Car Deals

Young Adults Use Digital Skills to Find Best Car Deals According to the research firm J.D. Power and Associates, the average age of new car owners fell in 2015 from 49 to 48, spurred in part by a growing number of Gen Y buyers. The generation of young adults often thought of by analysts as […]