Categories
Achieving Dreams Vehicle Financing

How to Start Looking for a New Car

In an ideal world, a car dealer helps you find the perfect car for you at the perfect price, and you drive away with a smile on your face and many happy years ahead of you. And that’s how it does work for many of those looking for a new car, who did their homework […]

Categories
Achieving Dreams

What Determines an Auto Loan Interest Rate?

Do you ever wonder about the 0% interest auto loan rates you see in car manufacturer financing ads? They are only available to select borrowers for limited loan terms. What about for you? What determines an auto loan interest rate? Car Loan Rate Factors A number of factors can determine the rate you’ll be offered […]

Categories
Achieving Dreams

Often Shorter Car Loans Are Better

When It Comes to Car Loans, Shorter Is Often Better A longer-term loan can make even the most expensive car look affordable. But is it really more cost-effective? You may find that often shorter car loans are better. By stretching out the loan over many years, your monthly payment is likely lower, but you could […]

Categories
Achieving Dreams

Is Your Best Auto Loan Better Than 0%?

When it comes to auto loans, a 0% interest rate is a head-turner, but it’s not always the best deal. It’s not always your best auto loan. Car dealerships generally advertise 0% offers in the summer when they’re looking to make room in the showroom for newer models. The offers come from the financing arms […]

Categories
Achieving Dreams Vehicle Financing

5 Reasons Credit Unions Offer the Best Auto Loans

Best Auto Loans at a Credit Union? The average cost of a new vehicle today is around $37,000. The purchase of a car likely will be the second largest expenditure you have, second only to the purchase of a home. Whether you desire the shiny, brand new one, or if you are content with finding […]