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Achieving Dreams

Credit Card Balance Transfer Considerations

If you are one of the millions of consumers carrying credit card debt, you may be looking at balance transfer offers. Some credit card issuers even offer enticing zero-interest promo periods for up to 18 months. However, after the promo period ends, card rates can rise substantially. It would be best if you consider your […]

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Meeting Needs

COVID-19 Pandemic Financial Management

The COVID-19 pandemic is not only causing fear and uncertainty about our health, but our livelihood as well. Many wonder “What happens to me and my family if my employer has to lay off people or my hours are cut?” Perhaps you are already experiencing COVID-19 pandemic financial management challenges? Track Your Expenses Now more […]

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Achieving Dreams Meeting Needs

Bad Money Habits and How to Fix Them

Learning how to use money wisely is an essential skill that isn’t always taught to us as children. Some of us pick up bad money habits on our journey to adulthood. Often, we’re just not being mindful of where our money goes. It’s important to know your bad money habits, and how to fix them. […]

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Achieving Dreams

Manage Your Credit Cards Better

U.S. consumers are once again increasing their collective credit card debt, which now exceeds $1 trillion. The Credit Card Accountability, Responsibility and Disclosure (CARD) Act protections, which went into effect in February 2009, require card issuers to disclose rates and other information more clearly. This should make it easier for consumers to monitor what they […]

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Meeting Needs Staying Secure

Eight Tips for Safe Holiday Shopping

It’s the season for shopping, decorating and entertaining. Mid Oregon Credit Union reminds you to be alert with your plastic cards – online or in a store. Thieves know that the holiday season is a busy time with all the shopping, decorating, and entertaining- so be extra alert – there are a lot of ways […]