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Achieving Dreams Meeting Needs

Check In On Your Finances

By Jean Chatzky * It’s time to check in on your finances, including emergency funds and budget plans. This end-of-the-year financial assessment can help you get back on track in 2021 Budgets and cash reserves aren’t just for corporate America. As the COVID-19 global pandemic keeps going (and going) it’s time to figure out exactly […]

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Achieving Dreams Meeting Needs

What Makes Up Your Credit Score?

Your credit score is a significant gauge to your financial wellbeing. Understanding why your credit score is important will help you use your credit wisely, and as a helpful financial tool (Read Why Your Credit Score is Important article). Knowing what makes up your credit score is the key to improving a poor score, or […]

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Meeting Needs

Are You Ready For The Holidays?

By Jean Chatzky* Ready For The Holidays? Every year the folks at consulting firm Deloitte come out with predictions for the holiday shopping season. This year they’re projecting that spending from November to January will increase 1% to 1.5% and – if we get another round of stimulus from Uncle Sam, those numbers could rise. […]

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Achieving Dreams

What Determines an Auto Loan Interest Rate?

Do you ever wonder about the 0% interest auto loan rates you see in car manufacturer financing ads? They are only available to select borrowers for limited loan terms. What about for you? What determines an auto loan interest rate? Car Loan Rate Factors A number of factors can determine the rate you’ll be offered […]

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Meeting Needs

Protect Your Score

By Chris O’Shea* How to maintain a good credit score during the coronavirus outbreak Maintaining a good credit score can be stressful. Add something like the coronavirus to the mix and things get even harder. Don’t let this pandemic ruin that score that you worked so hard to obtain. Here are some tips for keeping […]