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Achieving Dreams Meeting Needs

What Makes Up Your Credit Score?

Your credit score is a significant gauge to your financial wellbeing. Understanding why your credit score is important will help you use your credit wisely, and as a helpful financial tool (Read Why Your Credit Score is Important article). Knowing what makes up your credit score is the key to improving a poor score, or […]

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Achieving Dreams Meeting Needs

Why Your Credit Score is Important

How do you know if you have been using credit well? If you have difficulty making loan payments or are stressed over your debt, that is one answer. Another is your credit score. Understanding why your credit score is important will help you use it wisely, and as a helpful financial tool. Credit is amoral, […]

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Achieving Dreams

What Determines an Auto Loan Interest Rate?

Do you ever wonder about the 0% interest auto loan rates you see in car manufacturer financing ads? They are only available to select borrowers for limited loan terms. What about for you? What determines an auto loan interest rate? Car Loan Rate Factors A number of factors can determine the rate you’ll be offered […]

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Achieving Dreams

What do New Home Buyers Need to Know?

Buying your first home is exciting, a chance to make it all yours. Like any change this can be a little stressful or confusing. What do New Home Buyers Need to Know? The following steps will help reduce your stress, making you prepared for your first loan application. Know your credit report Go to annualcreditreport.com […]

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Achieving Dreams

Manage Your Credit Cards Better

U.S. consumers are once again increasing their collective credit card debt, which now exceeds $1 trillion. The Credit Card Accountability, Responsibility and Disclosure (CARD) Act protections, which went into effect in February 2009, require card issuers to disclose rates and other information more clearly. This should make it easier for consumers to monitor what they […]