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Achieving Dreams

What do New Home Buyers Need to Know?

Buying your first home is exciting, a chance to make it all yours. Like any change this can be a little stressful or confusing. What do New Home Buyers Need to Know? The following steps will help reduce your stress, making you prepared for your first loan application. Know your credit report Go to annualcreditreport.com […]

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Achieving Dreams

Manage Your Credit Cards Better

U.S. consumers are once again increasing their collective credit card debt, which now exceeds $1 trillion. The Credit Card Accountability, Responsibility and Disclosure (CARD) Act protections, which went into effect in February 2009, require card issuers to disclose rates and other information more clearly. This should make it easier for consumers to monitor what they […]

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Achieving Dreams Meeting Needs Staying Secure

7 Ways to Protect Your Credit Score

7 Ways to Protect Your Credit Score When you swipe your credit card, you might not be thinking about what your creditors are doing to make sure they recover the money they just loaned you. But, as you make your next purchase, make sure to protect your credit score. Your credit score is a three-digit […]

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Meeting Needs

Getting in Financial Shape this Summer

6 Tips for Getting in Financial Shape this Summer At a time when many are busy getting their bodies beach ready, why not consider whipping your finances into shape this summer. Could you use a few tips for getting in financial shape? Here are six things you can do to get your financial situation looking […]

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Achieving Dreams Staying Secure

Errors in Your Credit Report: Now What?

Your Credit Report Matters Credit reports contain your personal financial information. Incorrect information can affect your ability to get a loan, rent housing, or get a job because businesses often make their decisions based on that data. Lenders use credit reports to determine the interest rates on loans; the more creditworthy you appear on paper, […]