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Achieving Dreams Meeting Needs

What Makes Up Your Credit Score?

Your credit score is a significant gauge to your financial wellbeing. Understanding why your credit score is important will help you use your credit wisely, and as a helpful financial tool (Read Why Your Credit Score is Important article). Knowing what makes up your credit score is the key to improving a poor score, or […]

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Achieving Dreams

Using Credit Wisely

Time can clean up a bad credit record, but it takes years, and during that time, you might suffer further misfortunes. One helpful thing to do is to start using credit actively, and using credit wisely. You can do this even if your credit is bad. It works in much the same manner as getting […]

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Achieving Dreams

Car Buying Tips That Pay Off

Be Happy With Your Car Deal If you’re ready for a new car, make sure you’ll be happy with the deal you get at the dealership. We want you to enjoy your new vehicle more, so here are some car buying tips that pay off. Start by deciding, before you even shop, how much you’re […]

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Meeting Needs

Protect Your Score

By Chris O’Shea* How to maintain a good credit score during the coronavirus outbreak Maintaining a good credit score can be stressful. Add something like the coronavirus to the mix and things get even harder. Don’t let this pandemic ruin that score that you worked so hard to obtain. Here are some tips for keeping […]

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Meeting Needs

A Personal Debt Assessment

A Personal Debt Assessment: Your Financial Life Preserver Do you feel like you’re drowning in debt? Trust your instincts. You might need a personal debt assessment. The national average credit card debt per household is $5,700. About 41.2% of households carry a balance on credit cards from month to month. Our reliance on plastic and […]