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Achieving Dreams Featured

Using Credit Wisely

Time can clean up a bad credit record, but it takes years, and during that time, you might suffer further misfortunes. One helpful thing to do is to start using credit actively, and using credit wisely. You can do this even if your credit is bad. It works in much the same manner as getting […]

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Achieving Dreams Featured

Car Buying Tips That Pay Off

Be Happy With Your Car Deal If you’re ready for a new car, make sure you’ll be happy with the deal you get at the dealership. We want you to enjoy your new vehicle more, so here are some car buying tips that pay off. Start by deciding, before you even shop, how much you’re […]

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Featured Meeting Needs

Protect Your Score

By Chris O’Shea* How to maintain a good credit score during the coronavirus outbreak Maintaining a good credit score can be stressful. Add something like the coronavirus to the mix and things get even harder. Don’t let this pandemic ruin that score that you worked so hard to obtain. Here are some tips for keeping […]

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A Personal Debt Assessment

A Personal Debt Assessment: Your Financial Life Preserver Do you feel like you’re drowning in debt? Trust your instincts. You might need a personal debt assessment. The national average credit card debt per household is $5,700. About 41.2% of households carry a balance on credit cards from month to month. Our reliance on plastic and […]

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Achieving Dreams Staying Secure

Errors in Your Credit Report: Now What?

Your Credit Report Matters Credit reports contain your personal financial information. Incorrect information can affect your ability to get a loan, rent housing, or get a job because businesses often make their decisions based on that data. Lenders use credit reports to determine the interest rates on loans; the more creditworthy you appear on paper, […]