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Credit Security

Errors in Your Credit Report: Now What?

Your Credit Report Matters Credit reports contain your personal financial information. Incorrect information can affect your ability to get a loan, rent housing, or get a job because businesses often make their decisions based on that data. Lenders use credit reports to determine the interest rates on loans; the more creditworthy you appear on paper, […]

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Credit Finances

How do you maintain good credit?

How do you continue to maintain good credit? Your credit report acts as your financial references when you apply for any new credit. The only way to maintain a good credit history is to use credit wisely. Tips for Building Credit Following are 10 tried and true tips for building credit: 1. Create a spending […]

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Credit

Overwhelmed By Your Loan Options?

Understand Your Loan Options There are many different types of loans. So many, in fact, you may actually be overwhelmed by your loan options. First, it is important to understand your loan choices: what credit unions look for and require when lending and then understand what options credit unions may have to meet your financial […]

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Credit Finances

Credit Blues? Things To Improve (Part 2)

For the first 4 of ten things you can do avoid the credit blues. To improve your credit score, read this prior post, Credit Blues? Things You Can Do To Improve! (Part 1). What can you do to improve your score? The Federal Trade Commission (FTC), on their Consumer Information webpage on “Credit Scores”, provides […]

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Credit Finances

Credit Blues? Things You Can Do To Improve!

What can you do to improve your score? The Federal Trade Commission (FTC), referencing credit blues, on their Consumer Information webpage on “Credit Scores”, provides this informative recap: Credit scoring systems are complex and vary among creditors or insurance companies and for different types of credit or insurance. If one factor changes, your score may […]