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Meeting Needs

Start Small with Emergency Fund

Emergency Fund- Start Small, Think Big! Many people wonder how they can build an emergency fund when they’re trying to pay off their debts. It isn’t as hard as you might think. The strategy is to start small, change a few habits, and change your mindset. If you’re starting from scratch with your emergency fund, […]

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Achieving Dreams Featured

Are you expecting a tax refund? Make it count!

If you’re expecting a tax refund, you could put that extra cash to work to reach your financial goals.

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Achieving Dreams

Credit Cards- Pay More Than Minimum for Faster Payoff

January Credit Card Hangover? So it’s January, and many of us are getting our credit card statements showing all of our holiday gift transactions. Is it worse than you expected? Or did you decide to go the credit card route intentionally to supplement what you were able to budget in advance? In any case, you […]

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Meeting Needs

To Pay Down Debt, First Save

When you want to pay off debt fast, that impulse often means depleting your savings. So how do you pay off debt AND save money? Paying Debt vs. Increasing Savings Mathematically, based on the interest rates of your loans versus your savings account (or other savings products), your debt is likely costing you more money […]