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Achieving Dreams

Retirement Savings—Start Early

Start Early, Earn More Retirement—it’s not a word you think much about when you’re young. After all, that’s something that happens when you get old. Don’t wait until you are older to think about it: when it comes to your retirement savings—start early! But You Have Social Security! You might think Social Security will be […]

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Achieving Dreams Member Connections

Share Insurance Protects Your Money

Safeguarding your hard-earned money is vitally important. That’s why Mid Oregon Credit Union has federal share insurance, administered by an independent government agency, the National Credit Union Administration (NCUA). The National Credit Union Share Insurance Fund (NCUSIF) protects aggregate savings up to at least $250,000 in your checking accounts, high yield accounts, certificates, regular share […]

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Achieving Dreams Meeting Needs

Roth IRAs Good for Your Savings Plan

Good things come to those who wait—for a tax break***. Although you fund a Roth individual retirement arrangement (IRA) with after-tax dollars, the money you distribute is completely tax-free as long as it meets certain requirements. And that means a really good thing—you may never pay a cent of tax on your earnings. That might […]

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Achieving Dreams Good Friends

Devise a Down-Payment Plan

Questions About Buying a Home If you’re thinking about buying a house in the next year or two, you may wonder what you’re getting into. Among those questions might be: How big a down payment do I need? Where will I get the money? Here are a few ideas about how to build your down […]

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Achieving Dreams Meeting Needs

Seven Ways to Use Your Tax Refund

Seven Ways to Use Your Tax Refund If you’re expecting a tax refund this year, now is a best time to start planning how you’ll use that extra money. The best uses are to pare down debt and bulk up your savings. Here are seven ways to use your tax refund. For instance, you can: […]