Categories
Achieving Dreams Meeting Needs

Roth IRAs Good for Your Savings Plan

Good things come to those who wait—for a tax break***. Although you fund a Roth individual retirement arrangement (IRA) with after-tax dollars, the money you distribute is completely tax-free as long as it meets certain requirements. And that means a really good thing—you may never pay a cent of tax on your earnings. That might […]

Categories
Achieving Dreams

Pros and Cons of College Payment Strategies- Part 2

What Are Your College Payment Strategies? Are you or a family member on the cusp of making college attendance decisions? Or have you already decided? So, how will college expenses, tuition, room and board, books and incidentals, living expenses, how will they be paid? What college payment strategies do you have today? In Central Oregon […]

Categories
Achieving Dreams

Pros and Cons of College Payment Strategies- Part 1

College Payment Decisions Are you or a family member on the cusp of making college attendance decisions?  Or have you already decided?  So how will college expenses, tuition, room and board, books and incidentals, living expenses…how will they be paid? Do your have any college payment strategies? In Central Oregon we have great options where […]

Categories
Achieving Dreams Meeting Needs

10 Smart Money Moves for Your 20s

10 Smart Money Moves for Your 20s If you’re in your 20s, you have a financial asset money can’t buy–time. And time makes your money grow. Making some smart money moves in your 20s pays off now and in the future. Here’s a list of 10 Smart Money Moves for Your 20s: 1. Set financial […]

Categories
Meeting Needs

Give Your College-Bound Student a Personal Finance Crash Course

Does your young-adult student need a crash course in personal finance? A recent financial literacy survey by the National Foundation for Credit Counseling (NFCC) reveals that the majority of adults say they learned the most about personal finance from their parents. Should you give your student a personal finance crash course? Basic Financial Knowledge Checklist […]