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Achieving Dreams Featured Meeting Needs Member Connections

Fast, Responsive Service on Home Loans

Now is a great time to refinance—maybe too great! With mortgage rates dipping back down again, many homeowners are looking at refinancing their home loan. By lowering their loan rate, they can lower their monthly payments, pay off their loans faster, or even consolidate home loan and other debt into a single lower payment. They […]

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Achieving Dreams Featured

COVID-19 Home Market Impacts

At Mid Oregon Credit Union, we have seen some impacts on our mortgage lending because of Coronavirus. Some are positive for home buyers, and some have created challenges. Here are a few Central Oregon COVID-19 home market impacts. Making Home Purchasing Easier The lending process has become much more online friendly. It is now even […]

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Featured Meeting Needs Staying Secure

When Times Are Tough We Can Help

In tough times, it’s more important than ever to develop and maintain good financial habits. Having a household budget and shedding high-rate credit card debt are two obvious things that could benefit most consumers. But figuring out where to start can be a daunting task—especially if you feel like you’re already in trouble. The thing […]

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Achieving Dreams Featured Meeting Needs

Answers To Today’s Mortgage Questions

Mid Oregon’s Matt Mitchell Shares Perspective Today’s home loan environment is anything but normal. In Central Oregon, our strong home sales and refinancing market has been subject to COVID-19 circumstances, economic uncertainty and job & income fluctuations. Mid Oregon Credit Union Mortgage Manager Matt Mitchell was asked about the impact on today’s lending environment. Below […]

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Achieving Dreams

When Should You Refinance Your Mortgage?

Mortgage rates are still low. Did you think you missed your home refinance opportunity? You might be one of many Americans who could still benefit from refinancing your home. So, when should you refinance your mortgage? No Cost Review There are many different reasons to refinance your mortgage. At Mid Oregon Credit Union, we offer […]