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Finances

Savings Goals Begin With Emergency Fund

Savings goals begin with having enough for emergencies, then move on to having enough to see you through a job loss and, finally, to having enough for retirement. A new study finds that most Americans aren’t even getting past the first stage. Most Americans Have Inadequate Emergency Funds The author of the study, Bankrate, recently […]

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Finances

Holiday Spending Is Getting Smarter, But You Can Be Smarter Still

Smarter Holiday Spending? The average American will have spent nearly $900 on holiday presents this year. If you have two adults in your household, that’s almost $1,800. In looking at the sales numbers from the Black Friday-Cyber Monday weekend, Americans are getting smarter about how they spend that money. Brick and mortar stores suffered about […]

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Finances

Put Savings on Automatic

If you think saving money is too difficult, and even have justifications to back you up, fuhgeddaboudit. We have the solutions to your saving hang-ups. The best way to start is to put savings on automatic. Common “Reasons” We Can’t Save I don’t have the money. That’s the standard cry from those who wait to […]