You can survive the season without suffering a fiscal holiday hangover. By examining the reasons for overspending, planning expenditures, and identifying what’s important to your family, you can rein in your spending and rediscover the joy of the holidays. Tradition Influences Spending Habits Examine your motives. What fuels the gift-giving mania? Tradition strongly influences […]
10 Smart Money Moves for Your 20s If you’re in your 20s, you have a financial asset money can’t buy–time. And time makes your money grow. Making some smart money moves in your 20s pays off now and in the future. Here’s a list of 10 Smart Money Moves for Your 20s: 1. Set financial […]
Mindfulness Key to Spending Control Are you spending too much? For many Americans, the answer is, “Absolutely.” The reasons are varied—lack of a budget or a desire to maintain appearances—but, to better manage your spending, many financial advisers recommend tracking your cash flow and monitoring your emotional state. Here’s how: Planning is Key * Plan. […]
When you’re on a mission to save money it might seem it will take forever for savings to grow. Saving money often starts with changing “spending” habits. Once you identify your savings goal or goals, here are some ideas that can help, some practical ways to save money. Involve Your Spouse Get cooperation from family—Controlling […]