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Achieving Dreams Meeting Needs

Roth IRAs Good for Your Savings Plan

Good things come to those who wait—for a tax break***. Although you fund a Roth individual retirement arrangement (IRA) with after-tax dollars, the money you distribute is completely tax-free as long as it meets certain requirements. And that means a really good thing—you may never pay a cent of tax on your earnings. That might […]

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Featured Meeting Needs Member Connections

What’s the Difference Between a Tax Credit and a Tax Deduction?

At Mid Oregon Credit Union we realize that properly handling income taxes helps make our members financially successful. For those of us who have done our taxes for years, we have many of the tax basics down. But what about those who find themselves newly facing the tax challenge? Understanding tax concepts and terms can […]

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Achieving Dreams

Pros and Cons of College Payment Strategies- Part 2

What Are Your College Payment Strategies? Are you or a family member on the cusp of making college attendance decisions? Or have you already decided? So, how will college expenses, tuition, room and board, books and incidentals, living expenses, how will they be paid? What college payment strategies do you have today? In Central Oregon […]

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Achieving Dreams Meeting Needs

10 Smart Money Moves for Your 20s

10 Smart Money Moves for Your 20s If you’re in your 20s, you have a financial asset money can’t buy–time. And time makes your money grow. Making some smart money moves in your 20s pays off now and in the future. Here’s a list of 10 Smart Money Moves for Your 20s: 1. Set financial […]

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Meeting Needs

Put Savings on Automatic

If you think saving money is too difficult, and even have justifications to back you up, fuhgeddaboudit. We have the solutions to your saving hang-ups. The best way to start is to put savings on automatic. Common “Reasons” We Can’t Save I don’t have the money. That’s the standard cry from those who wait to […]