Most of us have picked up gift cards at the last minute when we can’t find the right gift, don’t have time to shop or when we don’t know what a person wants. Visa Gift cards remain an extremely popular gift choice: 76% of Americans have given someone a gift card and 83% have received one, according to a report from Bankrate.

But have you thought about how gift cards can help you keep to your holiday shopping budget? Mid Oregon Visa Gift Cards can help you stick to your plan.

Black Friday & Cyber Monday

Thanksgiving is just a few days away, and following that, Black Friday. For online shoppers, Cyber Monday follows soon after. With all the deals, bargains and allure of the Holiday shopping season, a Mid Oregon Visa Gift Card can be the tool that allows you the flexibility of cash, checks, debit and credit cards, but holds you to your spending plan. By loading one of our Visa Gift Cards with your budget amount, you can limit your spending, and still have the safety and convenience of a Visa card.

For a couple trying to manage their holiday spending, one card could be shared when shopping separately, or the budget could be split into two cards.

Central Oregon Shopping Flexibility

Mid Oregon Visa Cards can be used almost everywhere Visa cards are accepted in Central Oregon, and at millions of places around the world-including retail and online merchants as well as mail and phone orders. The only exclusions are gas stations, ATMs, hotels, car rentals and airline reservations. It has all the protection and security features you expect from VISA.

Gift Cards recipients can go on-line to view transactions or update personal information. Lost or stolen cards are replaceable with the unused money still available, unlike cash. There is no disruption with your debit card and checking account, or hassle with your credit cards.

How the Mid Oregon Visa Gift Card Works

Members can visit any Mid Oregon branch and buy Visa Gift Cards from one of our tellers. Activation of your cards happen within 24 hours, There is a one time cost of $3 per card, and the card will not expire for five years. There are no monthly maintenance fees unless the card is unused for 12 months. There is a minimum amount of $10 loaded onto the card, and a maximum of $1,000. Replacement cards are handled through the convenient Visa customer service center, and there is a modest fee to replace the card. More details are available at any Mid Oregon branch, by calling (541) 382-1795 or emailing the credit union.

To purchase Mid Oregon Visa Cards a non Mid Oregon member would need to join the credit union. Details on joining are available on our website or by contacting us as per above.

Great For Children, Too!

Mid Oregon Visa Gift Cards can also help young people with their Christmas giving. You can get each child a card with their Holiday gift giving money loaded and help them learn about sticking to a plan, how to use a card and have the safety of not losing cash. Even those teenagers with whom your are helping learn money management with their own Mid Oregon eChecking account and debit card can benefit. Removing overspending temptations and reducing the risk are values for all of us.