Fee Schedule

Checking Account Fees

Fees for Premium, Check Card, Classic Checking accounts will continue to apply to existing accounts as previously disclosed.

  • Check Order

  • Business Checking Account

  • Business Checking Account Additional Item

  • eChecking Account for Business

  • eChecking Account for Business, Deposits

  • Money Market Checking Account

Prices may vary depending upon style

$10.00 per month if the minimum balance is not maintained

$0.10 per item over 300 (deposited and cleared items)

$0.25 per check cleared

Five (5) branch deposits per month, maximum

$10.00 per month if the minimum balance is not maintained

Other Service Fees

Account Closure

$5.00 if closed within ninety (90) days

Account History Printout

$3.00 per statement

Account Reconciliation

$ 20.00 per hour

Account Reopening

$25.00 if reopened within six (6) months of closing

Account Research

$ 20.00 per hour

Cash Withdrawal

$ 2.00 per withdrawal, over five (5) in one month

Card Replacement

$5.00 per card

Card Replacement - RUSH

$30.00 per card

Checks Cashed (without compensating balance or non-member)

$5.00 per item

Check Copy (member check or Cashier's Check)

$5.00 per item

Courtesy Pay

$25.00 per item

Convenience Processing

$15.00 per item

Deposited Item Return

$20.00 per item

Inactive Account

$6.00 per month, after one (1) year for share savings

$6.00 per month after six (6) months for checking

Items Sent for Collection

$25.00 per item

New Account Opening

$10.00

Non-Sufficient Funds (NSF)

$25.00 per item

Overdraft Transfer

$5.00 per item

PIN Reissue

$5.00 per reissue

PIN Reissue - RUSH

$30.00 per card

Statement Copy

$3.00 per statement

Statement Returned

$5.00 per statement

Stop Payment (check, electronic, or ACH)

$25.00 per item

Wire Transfer (incoming)

$10.00 per wire

Wire Transfer (outgoing)

$20.00 per wire

Wire Transfer (international)

$35.00 per wire

Western Union Transfer

$30.00 per transfer

Foreign Transactions on Plastic Cards

Purchases and cash advances made in foreign countries will be billed to you in U.S. dollars.  The currency conversion rate for international transactions as established by VISA International, inc. is a rate selected by VISA from the range of rates available in wholesale currency markets for the applicable central processing date, which rate may vary from the rate VISA itself receives or the government-mandated rate in effect for the applicable central processing date. In addition, you will be charged a Foreign Transaction Fee of 1% of the transaction amount for any card transaction made in a foreign country.

Share Value - Par Value of one Share

$5.00

The rates and fees appearing in this Schedule are accurate and effective for accounts as of the Effective Date indicated on the Truth in-Savings Disclosure. If you have any questions or require current rate and fee information on your accounts, please call the Credit Union at (541) 382-1795.