Auto Loans

Rethink Your Auto Loan

When you're in the market for a new or used vehicle, or if you want to refinance a higher-interest auto loan from another lender, Mid Oregon is your trusted source for affordable financing.  Low rates and flexible terms will save you money. Enjoy fixed and adjustable interest rates and generous terms on your car, truck or RV. The best vehicle bargain starts at Mid Oregon. 

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family out on hike viewed through windshield of their camper van


CUDL AutoSmart is the smart choice for stress-free car buying. Search, shop, and finance with reliable credit union dealer-partners. 



Get Pre-approved!

Come in for your loan pre-approval before you shop so you will know how much car you can afford and what your monthly payments will be. Apply for an auto loan online or come in and speak with a Mid Oregon loan officer at any of our branch locations, in Bend, Redmond, Prineville, Madras, La Pine and Sisters. We can pre-approve you in one of our Central Oregon branches, and you can shop and finish the process at the dealer. Use our Vehicle Affordability Calculator to see how much car you can afford.

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    Apply Online & Get Pre-Approved

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    Shop for a Vehicle

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    Drive Home Happy!

Financing for all types of vehicles

  • New Vehicles
  • Used Vehicles
  • Boats and Water Crafts
  • Recreational Vehicles
  • Sport Vehicles
  • ATVs

Mid Oregon Credit Union provides:

  • Very competitive interest rates
  • Financing right at the dealership!
  • Quick loan approval
  • Easy-to-obtain loans that consider your character as well as ability to pay
  • Encouragement and education about making sound personal financial decisions and habits

* APR (Annual Percentage Rate) The rate reflects the lowest rate offered. The range of rates will depend upon applicant's credit worthiness and other underwriting factors.

Get extra protection for your peace of mind: 

  • MEMBER'S CHOICE™ Borrower Security
  • Mechanical Breakdown Protection
  • Guaranteed Asset Protection (GAP)

Ask us! You may be surprised at how affordable this protection can be.