Local Checking Accounts
Boost Your Mood with Simply Free Checking
Open a new Mid Oregon checking by April 12 for a chance to win a Turtlebox Ranger Speaker. Visit any of our eight branches, call or text our local Contact Center at 541-382-1795, or open online today!
Stop in or click the Checking Chooser below to get started!
Turtlebox Ranger Speakers will be awarded from each branch by random drawing. Entries must be received by April 12 to be included in the drawing. No purchase necessary. Other limitations apply. See Mid Oregon for details.
Tell-A-Friend, Earn a REWARD!
Tell-A-Friend about Mid Oregon Credit Union and when they open a new checking account, we'll buy back their old checks and debit cards for up to $10, and YOU will receive a $10 gift card. What are you waiting for? Tell-A-Friend today!
Tell-a-Friend Now!Need help choosing the right checking account?
Take a quick quiz to find the account that's perfect for your spending habits.
Great benefits with EVERY checking account!
If your current checking account is costing you more and giving you less, try Simply Free Checking from Mid Oregon Credit Union. This money-saving checking account has no monthly service charges and no minimum monthly balance requirements—plus, it’s loaded with free features!
Want even more choices? We have other checking accounts that fits every need. Stop in to open any checking account now, and we’ll pay you up to $10 for your unused checks and debit cards from your previous financial institution. Just bring them in when opening any new checking account!
Value plus
checking!
- FREE first box of checks
- No minimum balance
- Cell Phone Protection
- CyberScout Identify Theft Resolution
- Roadside Assistance
- WellCardRX
- Shopping, dining & entertainment discounts
- Comes with savings account
- Only $5.95/Month
Simply Free
Checking
Most Popular
- No minimum balance
- No monthly service charge
- Comes with savings account
Premium Interest Checking
- FREE personalized checks
- Competitive tiered dividends
- $10 monthly charge for balances below $2,500
- We'll reimburse you for out-of-network ATM withdrawals—up to $10/month
- Comes with savings account
Every Mid Oregon Checking Account Includes:
- FREE Debit Card with Card Management
- FREE Credit Reports with Credit Savvy
- FREE Digital Banking plus Mobile Deposit
- FREE BillPay
- FREE eStatements with online check images
- Direct Deposit
- 30,000+ CO-OP Network ATMs nationwide
- PLUS—We'll buy back your debit cards and unused checks from your previous financial institution—Ask us how!
Other fees such as non-sufficient funds, overdraft, sustained overdraft fees, etc. may apply. See fee schedule for details. Only $50 to open your accounts. Ask us for details. Offer good on personal accounts only. Ask about our outstanding options for your business or organization. Credit union rules and regulations apply. Up to $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented.