Local Checking Accounts


Great benefits with EVERY checking account!

If your current checking account is costing you more and giving you less, try Simply Free Checking from Mid Oregon Credit Union. This money-saving checking account has no monthly service charges and no minimum monthly balance requirements—plus, it’s loaded with free features!
 
Want even more choices? We have three personal checking accounts that pay you dividends. Stop in to open any checking account now, and we’ll pay you up to $10 for your unused checks and debit cards from your previous financial institution. Just bring them in when opening any new checking account!

 Direct
Interest Checking

Earn dividends with
Direct Deposit
  • Competitive dividends
  • No minimum balance
  • No monthly service
    charges

simply
free
Checking

A FREE account for
everyone
  • No minimum balance
  • No monthly service
    charge
  • Easy, no-nonsense
    money management

50+
Interest
Checking

Perfect for members
50 and better
  • FREE first box of
    personalized checks
  • Competitive dividends
  • No minimum balance
  • No monthly service
    charge

Premium
Interest
Checking

When you want
higher dividends
  • FREE first box of
    personalized checks
  • Higher dividend rate
    with balances $2,500
    or more
  • Competitive dividend
    rate for balances
    lower than $2,500
  • $10 monthly charge for
    balances below $2,500

ENTER TO WIN, OR TELL-A-FRIEND!

You'll be entered to win when you open a Mid Oregon checking account. One prize will be awarded per branch—ask us about our current prize!

Already have Mid Oregon checking? Tell-A-Friend and get a gift card when they open a checking account! Tell-A-Friend

Every Mid Oregon Checking Account Includes:

  • FREE Debit Card with CardNav Security
  • FREE Online Banking
  • FREE Mobile Banking plus Mobile Deposit
  • FREE eBillPay
  • FREE eStatements with online check images
  • Direct Deposit
  • 30,000+ CO-OP Network ATMs nationwide
  • PLUS—We'll buy back your debit cards and unused checks
    from your previous financial institution—Ask us how!

Pressed for time? Click here to send us a message and we'll help you choose!

Other fees such as non-sufficient funds, overdraft, sustained overdraft fees, etc. may apply. See fee schedule for details. Only $50 to open your accounts. Ask us for details. Offer good on personal accounts only. Ask about our outstanding options for your business or organization. Credit union rules and regulations apply. Up to $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented.