Student Accounts


Get more, pay less!

It’s no secret, FREE is better! Simply Free  Checking from Mid Oregon Credit Union is a money-saving checking account with no monthly service charges and no minimum monthly balance requirements—plus it’s loaded with free features!

Support your college! For every new Simply Free Checking account opened, we'll make a $5 donation to your school—either COCC or OSU Cascades.

Stop in to open a Simply Free Checking account, and we'll pay you up to $10 for your unused checks and debit cards from your previous account from another institution. Just bring them in when opening your account!

Check out the benefits of Simply Free Checking:

  • NO minimum balance required
  • NO monthly service charges
  • FREE Debit Card 
  • Direct Deposit
  • 30,000+ no-surcharge CO-OP Network ATMs nationwide
  • PLUS—We'll buy back your debit cards and unused checks
    from your previous financial institution—Ask us how!

Digital Banking helps you manage your money from anywhere, anytime!

tablet with digital banking home screen displayedDigital Banking is designed to keep you in touch with your money, wherever you are. Make it easier to deposit, transfer, track, and set financial goals too. With tons of free, secure features you need, plus a few you might not expect, including: 

  • Deposit checks with your smartphone camera. 
  • View all your accounts in one place, even accounts at other institutions!
  • Turn your debit card off and on with just a tap
  • Transfer funds between accounts, and to/from another member account easily (did you hear that, Mom and Dad?)
  • Free, real-time credit scores and what-if simulations with the My Credit Score widget
  • Set savings goals and manage your financial wellness
  • View your statements, pay bills, and MORE!
  • Note: Minor accounts must have joint owner 18 or over to use Digital Banking.



You'll be entered to win when you open a Mid Oregon checking account. One prize will be awarded per branch—ask us about our current prize! Already have Mid Oregon checking? Tell-A-Friend and get a gift card when they open a checking account!

Additional member benefits:

  • Free financial workshops and webinars
  • Credit Builder loans
  • Convenient branches in Bend (2), La Pine, Madras, Prineville, Redmond, and Sisters.