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Student Accounts


Get more, pay less!

It’s no secret, FREE is better! Simply Free  Checking from Mid Oregon Credit Union is a money-saving checking account with no monthly service charges and no minimum monthly balance requirements—plus it’s loaded with free features!

Support your college! For every new Simply Free Checking account opened, we'll make a $5 donation to your school—either COCC or OSU Cascades.

Stop in to open a Simply Free Checking account, and we'll pay you up to $10 for your unused checks and debit cards from your previous account from another institution. Just bring them in when opening your account!

Check out the benefits of Simply Free Checking:

  • NO minimum balance required
  • NO monthly service charges

  • FREE Debit Card with CardNav Security
  • FREE Online Banking
  • FREE Mobile Banking plus Mobile Deposit
  • FREE eBillPay
  • FREE eStatements with online check images
  • Direct Deposit
  • 30,000+ no-surcharge CO-OP Network ATMs nationwide
  • PLUS—We'll buy back your debit cards and unused checks
    from your previous financial institution—Ask us how!


You'll be entered to win when you open a Mid Oregon checking account. One prize will be awarded per branch—ask us about our current prize!

Already have Mid Oregon checking? Tell-A-Friend and get a gift card when they open a checking account! Tell-A-Friend

Additional member benefits:

  • Free financial workshops
  • Credit builder loans
  • 10% discount of select regularly priced Sprint monthly service
  • Convenient branches in Bend (2),  La Pine, Madras, Prineville, Redmond, and Sisters.


Apply Now

Become a Member

You may also wish to submit a Membership Application for reference when a Mid Oregon representative contacts you to complete your enrollment. MEMBERSHIP APPLICATION

Thank You for your interest in Mid Oregon Credit Union!

Email a representative to contact you about a student account!