Home Loans

Great rates, excellent service from people you trust

Buying a new home? Refinancing your current mortgage? Ready to pay off your mortgage faster? Come home to Mid Oregon Credit Union.


Whether you’re looking to refinance an existing loan or want to purchase a new home, you'll enjoy the guidance of an experienced local lending expert from application through closing. We have a range of great home loan options and we're adding more every day!


Mortgage Options

  • Home purchases
  • Refinancing your current home loan
  • Manufactured Home/Land packages

Ready to get started? Start your application today!
Apply NOW



Mortgage Refinance Calculator

Estimate monthly payments and total interest paid on your refinanced mortgage with our Mortgage Refi Calculator.

Mortgage rate quotes can change at any time.
The APR will vary according to the fees charged, which will be disclosed to you at application.
This rate is subject to change at any time.  Once you have been approved, you will be able to lock in a rate on the day and time you choose.

*Conforming loans are based on owner-occupied, single family dwellings, with acceptable credit per Fannie Mae guidelines. This rate does not include "cash out", or other conditions which may apply due to credit or other factors. For rates on the following please speak to one of our mortgage loan officers.