Mortgage Loans

Great rates, excellent service from people you trust

Buying a new home? Refinancing your current mortgage? Want to pay off your mortgage faster? Let Mid Oregon Credit Union help you realize your dreams and goals.

Work with the people whom you have come to know and trust - we listen to your needs. Whether you’re looking to refinance an existing loan or want to purchase a new home, you'll enjoy the guidance of a local lending expert from application through closing.


Mid Oregon Credit Union has a strategic partner arrangement with Arbor Mortgage Group, headquartered in Bend.


Lower Closing Costs

Mid Oregon Credit Union has some of the lowest closing costs in the area!

Email a loan officer to contact you about a mortgage loan!

Apply Now

Mortgage Options

  • Purchases
  • Manufactured Home/Land packages
  • Loans under $70,000

Mortgage Refinance Calculator

Estimate monthly payments and total interest paid on your refinanced mortgage with our Mortgage Refi Calculator.

Mortgage rate quotes can change at any time.
The APR will vary according to the fees charged, which will be disclosed to you at application.
This rate is subject to change at any time.  Once you have been approved, you will be able to lock in a rate on the day and time you choose.

*Conforming loans are based on owner-occupied, single family dwellings, with acceptable credit per Fannie Mae guidelines. This rate does not include "cash out", or other conditions which may apply due to credit or other factors. For rates on the following please speak to one of our mortgage loan officers.