Home Equity Lines of Credit

Equity Loans

Use the equity in your home

Mid Oregon offers Home Equity Lines of Credit with the following features:

  • Up to 80% of the value of your home (subject to credit qualifications and type of real estate).
  • Accessing your line of credit is easy. Call our Contact Center, log on to midoregon.com, or write a loan check.
  • The perfect way to fund your next home improvement project!
  • Call to compare our low rates and fees.
  • Read What You Should Know About Home Equity Lines of Credit before you apply. 


Apply  online or visit any of our branch locations in Bend, Redmond, Prineville, La Pine, Madras and Sisters. Apply Now

Home Energy Remodel Loans 

Finance your home remodel project at Mid Oregon Credit Union

Home energy remodel projects utilizing Energy Trust incentives are eligible for financing at Mid Oregon Credit Union. Please click the "Apply Now" button below, complete the form, and submit. A Mid Oregon representative will contact you and show you how easy it is to apply.

Home Energy Remodel Financing Fact Sheet

Apply Now

Effective date: April 1, 2024

Please ask us for Home Equity Disclosures and Information. You should also read our What You Should Know About Home Equity Lines of Credit brochure before you apply.