Frequently Asked Questions

You are eligible to join if you live or work in, or your organization is located in, any of these Oregon counties: Deschutes, Crook, Jefferson, Klamath, Lake, Harney, Wheeler, Grant, Gilliam, Sherman, Wasco, Hood River, Clackamas, Multnomah, Washington, Marion, Polk, Yamhill, Linn, Benton, Lane, Douglas, Josephine, and Jackson. Family and household members of eligible individuals may also join. Simply complete a membership application and deposit $5 into a Regular Share Savings Account, plus a one-time $10 new account fee. Learn more about membership or visit any of our eight branch locations.

Yes! Your deposits are federally insured up to $250,000 by the National Credit Union Administration (NCUA) through the National Credit Union Share Insurance Fund (NCUSIF), which is administered by an agency of the Federal Government.

We have eight full-service branches across Central Oregon: three in Bend (East Bend on Cushing Drive, Olney Avenue, and our Old Mill Branch), plus locations in Redmond, La Pine, Sisters, Madras, and Prineville. All branches are open Monday–Thursday 9 AM–5 PM and Friday 9 AM–6 PM. View branch locations and hours.

Mid Oregon Credit Union's routing number is 323274186. You'll need this for setting up direct deposits, wire transfers, and ACH transactions.

You can reach us by phone at (541) 382-1795, toll-free at (800) 452-3313, or text us at (541) 382-1795. Our Contact Center is available Monday–Thursday 9 AM–5 PM and Friday 9 AM–6 PM. You can also send a secure message through the Message Center widget in Digital Banking, or fax us at (541) 610-1965. View full contact details.

We're deeply committed to Central Oregon! Our annual fundraisers include SMART Reading (literacy nonprofit), the Great Drake Park Duck Race (benefiting Family Access Network, Latino Community Association, Partners in Care, and Deschutes Children's Foundation), Supplies 4 Schools in partnership with Family Access Network, and Holiday Dough for local food banks. We also sponsor Bite of Reality financial simulations, Free Family Day at the High Desert Museum, and free financial workshops. Learn more about our community involvement.

Yes! Our Tell-A-Friend program rewards you with a $10 gift card when someone you refer opens a new checking account at Mid Oregon. Your friend also gets up to $10 for their unused checks and debit cards from their previous institution. View checking accounts.

Mid Oregon observes standard Federal Reserve banking holidays, including New Year's Day, Martin Luther King Jr. Day, Presidents Day, Memorial Day, Juneteenth, Independence Day, Labor Day, Columbus Day/Indigenous Peoples Day, Veterans Day, Thanksgiving Day, and Christmas Day. All branches and the Contact Center will be closed on these days.

Yes! Mid Oregon partners with several organizations to offer member benefits: Love My Credit Union Rewards for exclusive discounts and offers; CUDL AutoSmart for vehicle buying and financing; TurboTax discounts on tax filing; and Mid Oregon Wealth Management for investment services. View all partners.

Yes, many of our branches offer notary services for members. It's best to call ahead at (541) 382-1795 to confirm availability at your preferred branch location.

Our Switch Kit makes it easy! After opening your Mid Oregon account, use our downloadable forms to redirect your direct deposits, transfer automatic payments, and close your old account. We'll even buy back your unused checks and debit cards from your previous institution—up to $10. To switch Social Security direct deposit, visit ssa.gov or call 1-800-772-1213.

Mid Oregon Credit Union's NMLS (Nationwide Multistate Licensing System) number is 472178. You may need this when applying for a mortgage or home equity loan. Our routing number is 323274186.

Yes! Mid Oregon is a Top Workplaces USA award winner. We offer a starting minimum wage of $18/hour, 15 days of paid vacation, a retirement plan with matching up to 6% of gross pay, medical/dental/vision coverage, paid volunteer hours, tuition reimbursement, and employee loan benefits. View open positions and apply.

Yes! Mid Oregon provides scholarship opportunities for local students. Visit our scholarships page for current offerings, eligibility requirements, and application deadlines.

Simply Free Checking has no monthly service charges and no minimum monthly balance requirements—plus it's loaded with free features including Digital Banking, mobile deposit, eBillPay, eStatements, and a free debit card. We'll even buy back your unused checks and debit cards from your previous financial institution—up to $10—when you open your account!

Mid Oregon offers Regular Share Savings, High-Yield Savings (tiered rates on balances over $1,000, dividends paid monthly), Share Certificates (starting at $1,000 with terms from 6 to 72 months), Savers Club Certificates, IRAs (Traditional and Roth), and Health Savings Accounts (HSA) with an optional HSA Debit Card. We also offer special Bonus Saver Accounts paired with qualifying certificates. View current rates.

Your Mid Oregon membership begins with just a $5 deposit into your Regular Share Savings account. Share Certificates require a minimum $1,000 deposit, and IRA Savings can be started with as little as $250. Open a savings account.

Yes! Student Simply Free Checking has all the same great features as our regular Simply Free Checking—no monthly fees and no minimum balance. Plus, for every new Student Simply Free Checking account opened, Mid Oregon makes a $5 donation to your school—either COCC or OSU Cascades.

Absolutely! We offer special children's accounts to help young members start building healthy financial habits early. Please note that minor accounts must have a joint owner age 18 or older to use Digital Banking.

Early withdrawal from a Share Certificate may incur a penalty of 180 days' dividends. The penalty is calculated as a forfeiture of dividends that have been or would have been earned on the account, whether or not the dividends have actually accrued yet. Certificates automatically renew at maturity with a 10-day grace period to withdraw without penalty.

All Mid Oregon accounts use the Daily Balance method—dividends are calculated by applying a daily periodic rate to the principal in your account each day. Dividends begin to accrue on non-cash deposits (like checks) on the business day you make the deposit. Certificate dividends are compounded and credited monthly.

Simply Free Checking has no monthly service charges and no minimum balance requirements. Premium Interest Checking and Business Plus Checking may have monthly service fees if minimum balance requirements aren't met. Other fees such as non-sufficient funds, overdraft, and sustained overdraft fees may apply. Review our fee schedule and disclosures for complete details.

To close your account, contact our team by phone at (541) 382-1795 or toll-free at (800) 452-3313, or visit any branch location. Ensure all pending transactions are complete and any automatic payments or direct deposits are redirected before closing.

Simply Free Checking, Direct Interest Checking, and 50+ Interest Checking have no monthly service charges. Premium Interest Checking has a $10 monthly charge for balances below $2,500. Business accounts may have monthly fees depending on the account type. See our fee schedule for details.

Accounts that remain inactive for an extended period may be subject to dormant account fees and state unclaimed property laws. Regular activity such as a deposit, withdrawal, or login to Digital Banking can prevent an account from becoming dormant. See our fee schedule and disclosures for specific terms.

Mid Oregon offers three VISA credit cards: the Everyday Rewards VISA (earn points on every dollar spent with double points for gas and groceries, redeemable for merchandise, gift cards, cash, or charity donations; credit limit up to $25,000; $50 annual fee waived with $5,000+ in annual purchases), the Platinum VISA (a great low rate for large purchases and balance transfers; credit limit up to $25,000; $50 annual fee waived with $2,500+ in annual purchases), and the Secured VISA (ideal for building or rebuilding credit, with a spending limit of $250–$10,000 based on your savings balance; $25 annual fee waived with $1,000+ in annual purchases). All cards feature no balance-transfer fees, no cash-advance fees, contactless payment, and a 25-day grace period. View current rates.

No! Mid Oregon offers no-fee balance transfers on all our VISA credit cards. Consolidate your balances from high-rate national credit cards to a Mid Oregon VISA and start saving on interest immediately.

Yes! You can apply for vehicle loans, personal loans, credit cards, home equity loans, and mortgages securely through our Applications & Forms page or directly within Digital Banking, where much of your information is pre-filled. You can also apply in person at any branch location or call/text us at (541) 382-1795.

Yes, we offer both home equity loans (fixed-rate lump sum) and Home Equity Lines of Credit (variable-rate revolving credit). You may borrow up to 80% of your home's value (subject to credit qualifications and property type). HELOCs are perfect for remodeling, adding an ADU, or paying off high-interest debt. Accessing your line of credit is easy—call our Contact Center, log into midoregon.com, or write a loan check. Estimated closing costs for HELOCs are $399.

Yes! Home energy remodel projects utilizing Energy Trust incentives are eligible for financing at Mid Oregon. Simply complete the application on our website and a representative will contact you to walk you through the process.

Yes! Eligible members can request a Skip-A-Pay on qualifying loans when they need a little breathing room in their budget. You can check your loan eligibility and request a skip payment directly through Digital Banking.

Yes, our Home Loans division assists first-time homebuyers with mortgage options including conventional, FHA, VA, and other specialty programs. Our mortgage loan officers can help you explore options for purchasing with as little down as possible. Visit our mortgage loan page or contact us at (541) 382-1795 to get started.

Yes! Mid Oregon offers refinancing for both home loans and vehicle loans. Refinancing can help you secure better rates and terms. Apply online, through Digital Banking, or contact us at (541) 382-1795 to get started.

Yes! A free debit card comes with all Mid Oregon checking accounts. It provides convenient access to your funds for purchases and ATM withdrawals, and supports contactless payment. You can also add it to Apple Pay or Samsung Pay for secure, tap-to-pay transactions.

Contact Mid Oregon immediately at (541) 382-1795 or toll-free at (800) 452-3313 during business hours (Monday–Thursday 9 AM–5 PM, Friday 9 AM–6 PM). After hours, call (888) 241-2440. You can also instantly disable a lost card yourself using the Cards widget in Digital Banking.

Yes! Mid Oregon offers instant card issuance—get your new or replacement debit or credit card before you leave the branch. Just visit any of our eight Central Oregon locations. For lost or stolen cards, call (541) 382-1795 or (800) 452-3313 during business hours, or (888) 241-2440 after hours. You can also instantly disable a card using the Cards widget in Digital Banking.

Mid Oregon members have access to more than 30,000 surcharge-free ATMs nationwide through the Co-Op Network—no fees at these locations. Fees may apply at out-of-network ATMs (charged by the ATM owner). Premium Interest Checking members get up to $10/month reimbursed for out-of-network ATM fees. Find surcharge-free ATMs. See our fee schedule for details.

Mid Oregon members have access to a local network of surcharge-free ATMs across Central Oregon, plus more than 30,000 surcharge-free ATMs nationwide through the Co-Op Network. Find the nearest ATM on our website or via the Co-Op Network mobile app.

Yes! You can add your Mid Oregon debit and credit cards to Apple Pay and Samsung Pay for contact-free, secure spending with your mobile device. Set up is easy—just add your card within your phone's wallet app.

Yes! Our Everyday Rewards VISA earns points on every dollar spent, with double points for gas and groceries. Points can be redeemed for merchandise, gift cards, cash, or charity donations. The Platinum VISA and Secured VISA do not offer rewards but provide competitive rates. Learn more about Everyday Rewards.

Yes! Through our partner TruStage, we offer Payment Protection with LifePlus (covering life, disability, and involuntary unemployment), Mechanical Repair Coverage for vehicles, and Guaranteed Asset Protection (GAP) insurance. GAP covers the difference between your vehicle's value and what you owe if it's totaled or stolen. For claims, call 1-800-621-6323. Ask about protection options when applying for any loan.

Our Home Loans division offers conventional purchase loans, FHA loans, VA loans, USDA loans, refinancing, land-only loans, construction loans, workforce housing, and investment property financing. Our local mortgage loan officers provide personalized guidance. Contact our real estate loan team at realestateloans@midoregon.com or call (541) 382-1795 to get started.

If you're a new Digital Banking user, visit login.midoregon.com and click 'Register' to create your account. You'll set up a personalized username and password (at least 8 characters, with a capital letter, lowercase letter, and number). The mobile app is available for free on both iOS (App Store) and Android (Google Play)—search for 'Mid Oregon Credit Union.'

Yes! Each joint owner on an account gets their own separate Digital Banking login with a personalized username and password. Each person will only see the accounts on which they are listed as an owner—so your finances stay organized and secure.

You can activate your new Mid Oregon debit or credit card through Digital Banking using the Cards widget, or by calling (866) 388-3828 (toll-free) or (541) 388-3828 (local). Cards can also be activated at any branch location.

Before traveling, log into Digital Banking and use the Cards widget to submit a Travel Notification for your debit and credit cards. This lets our fraud monitoring system know you'll be using your card in a different location, so your transactions aren't blocked while you're away.

PayTo is Mid Oregon's free person-to-person payment service available inside Digital Banking. You can send and receive money to anyone using just their phone number or email address—with no fees. It's great for splitting bills, paying rent, or sending money to family and friends.

Yes! Mobile Deposit lets you deposit paper checks anytime using your smartphone camera through the Mid Oregon Digital Banking app. Simply take a photo of the front and back of your check and submit—it's fast, secure, and free.

Yes! eBillPay is a free service within Digital Banking that lets you pay your bills electronically, anytime, anywhere. You can set up payees, schedule one-time or recurring payments for a person or business, and view your complete payment history. Expedited electronic payments are available for $5 per payment, and expedited checks for $30 per payment.

Absolutely. Through Digital Banking you can set up customizable alerts to be notified by text message or email when certain activity occurs on your accounts—such as a deposit, bill payment, or when your balance dips below a specific threshold you set.

The Cards widget in Digital Banking gives you powerful control over your cards. You can turn your card off/on instantly if it's misplaced, activate new cards, set up travel notifications, and view card activity. You can also add your Mid Oregon debit and credit cards to Apple Pay or Samsung Pay for contactless mobile payments.

Yes, you can manage your accounts from anywhere in the world using Digital Banking on your computer or the mobile app. Just remember to set up a Travel Notification for your debit and credit cards through the Cards widget in Digital Banking before you travel, so your cards work perfectly while you're away from home.

You can enroll in eStatements directly within Digital Banking. Once enrolled, you can access and view up to two years' worth of account statements securely online—plus your tax forms and account notices. You can switch between electronic and paper statements at any time.

Yes! Digital Banking allows you to transfer funds between your Mid Oregon accounts, to other Mid Oregon members, and even to/from accounts at other financial institutions via external transfers. You can also use PayTo to send and receive funds to anyone with a phone number or email with no fees. Note that external fund transfers are non-reversible and non-refundable once processed.

PayOnline lets you make a one-time payment to your Mid Oregon loan or credit card using a debit or credit card from another financial institution—24/7, up to $2,000 per transaction, with a $5 convenience fee. Payments submitted before 3:00 PM Pacific Time are credited by 6:00 PM the same day; after 3:00 PM, the next business day. You can pay HELOCs, auto/RV loans, personal loans, and credit cards. Pay-by-Phone works the same way. To avoid the fee, set up automatic payments through eBillPay in Digital Banking. Note: PayOnline cannot be used to pay off a loan in full—contact us at (541) 382-1795 for payoffs. To dispute a payment, contact the card-issuing bank, not Mid Oregon.

Mid Oregon offers many ways to bank remotely: Digital Banking (desktop or mobile app) for deposits, transfers, bill pay, and account management; PayOnline for making loan payments with another card; the Co-Op ATM network (30,000+ surcharge-free ATMs nationwide) via our ATM Locator; phone or text support at (541) 382-1795; and secure messaging through Digital Banking. You can even apply for loans and open accounts online.

You have three convenient options: use Mobile Deposit in the Digital Banking app to photograph your check and deposit it instantly; use the In-Branch Drop Box at any branch to drop off your check in the secure box (processed the same day); or make an ATM Deposit at any Mid Oregon ATM, where you can also get cash back.

You can apply online at midoregon.com by clicking the Apply or Open links, or use the Quick Apply widget inside Digital Banking where much of your information is pre-filled. You can also call or text us at (541) 382-1795 to start the process over the phone.

After hours, call (888) 241-2440 for immediate card assistance. You can also instantly turn your card off yourself using the Cards widget in the Digital Banking mobile app at any time—day or night. During business hours, call (541) 382-1795 or toll-free (800) 452-3313.

Visit our ATM Locator on midoregon.com, or download the Co-Op Network mobile app to locate the nearest surcharge-free ATM from over 30,000 locations nationwide. You can also find Mid Oregon's local ATMs at all eight branch locations across Central Oregon.

Yes! The Mid Oregon Credit Union app is available for free on both iOS (App Store) and Android (Google Play). Search for "Mid Oregon Credit Union" to download. The app offers mobile deposit, bill pay, transfers, card management, and more. Learn about Digital Banking.

Yes! You can set up automatic transfers between your Mid Oregon accounts—and to/from accounts at other institutions—through Digital Banking or the mobile app. Schedule one-time or recurring transfers easily.

No. There are three main national credit-reporting agencies—Experian, Equifax, and TransUnion—each with its own credit report. Not all lenders report to the same agency, so getting a report from each of the "big three" gives you the most complete picture of your credit history. A great tip: stagger your free annual requests throughout the year (for example, Experian in January, Equifax in May, TransUnion in September) so you can monitor your credit year-round.

Usually, negative information can stay on your credit report for up to seven years. Bankruptcies may stay for up to 10 years from the date of the bankruptcy court's order for relief. The good news is that positive information could stay on your credit report indefinitely.

Only those who have a legitimate business reason—including lenders when you apply for credit, landlords and insurance companies when you fill out an application, and employers reviewing your bill-paying history before offering a job. By law, employers must tell you they are checking your credit report.

By law, you can request one free credit report per year from each of the three agencies. Visit annualcreditreport.com (the only authorized site), call toll-free at (877) 322-8228, or mail a request. Mid Oregon members also get free daily credit reports through Credit Savvy within Digital Banking.

Fill out the dispute form included with your credit report, or write a letter to the credit-reporting agency explaining the dispute with copies of supporting documents. The agency typically has 30 days to investigate, notify you of results in writing, and delete inaccurate or unverifiable information. If the investigation reveals an error, a corrected report will be sent to you free of charge and the other agencies will be notified.

A poor credit report may prevent you from buying a house, financing a car, getting a credit card, setting up phone service, renting an apartment, getting insurance, or even landing a job. However, all is not lost—a lender could still approve your request but may adjust the terms. Mid Oregon's Credit Builder Loan and Secured VISA are specifically designed to help members build or rebuild credit.

If you and your spouse held joint accounts, a divorce decree does not change any contract you both signed agreeing to pay bills. Each of you remains fully liable for joint debts. It's important to ask creditors to remove a spouse's name as an authorized user and consider closing joint accounts to avoid additional charges.

A credit score is a number that represents how likely you are to repay a debt, based on your credit report. Think of your credit report as a professor's grade book containing each individual assignment, while your credit score is your overall grade. The higher the number, the better—and your score changes over time based on your financial behavior.

There are two main credit scoring systems. FICO scores range from approximately 300 to 850, while VantageScore ranges from 501 to 990 using letter grades (A through F). Be careful—the same numeric score may mean different things in each system. For example, a 760 from FICO is excellent, but the same number from VantageScore is only a "C" grade. Always know which scoring system you're viewing.

For FICO scores: 760 or higher is generally needed for the best rates on loans and credit cards; 660–759 is still acceptable to most lenders but may result in a higher interest rate; 620–659 indicates higher risk; and below 619 generally means you'll be denied credit or offered much higher rates. Mid Oregon's free Credit Savvy tool in Digital Banking helps you monitor your score and see how to improve it.

Five variables affect your FICO score: Payment history (about 35%)—do you pay bills on time? Amounts owed (about 30%)—are your credit cards near their limits? Length of credit history (about 15%)—how established is your credit? New credit (about 10%)—are you increasing your debt load? Types of credit (about 10%)—do you have a healthy mix of mortgages, cards, and loans?

The key is paying all your bills on time, every time. Keep your balances low on credit cards and revolving accounts—routinely staying close to your credit limit will lower your score. Remember that you can't improve your score dramatically in a short time, but responsible actions over time will result in a higher score. Mid Oregon's Credit Savvy tool in Digital Banking includes a Credit Simulator that shows how future choices might affect your score before you make them.

No! Checking your own credit report is a good idea and does not affect your score. Also, if you're shopping around for a loan (such as an auto loan or mortgage), multiple inquiries from lenders within a short period (14–45 days) are typically treated as a single inquiry and will have little impact on your score.

Credit Savvy is a free feature within Mid Oregon's Digital Banking that gives you daily access to your credit score, alerts you to activity on your credit file to help prevent identity theft, and provides actionable tips to improve your score. It also includes a Financial Checkup tool to measure your overall financial wellness and a Credit Simulator to see how future decisions might impact your score—all at no cost to members.

Provide your employer with your Mid Oregon account number and our routing number (323274186). With direct deposit, your paycheck is deposited directly into your account on the payment date, meaning funds are available sooner than with a paper check. Learn more about direct deposit.

Yes, we provide both domestic and international wire transfer services. Learn more about wire transfers or visit any branch location—or call or text us at (541) 382-1795—for current fees and instructions.

We take security seriously. Our Digital Banking platform features personalized logins for multiple account owners, real-time card management to disable cards instantly, enhanced authentication measures, and the free Credit Savvy credit monitoring tool. Remember—Mid Oregon will NEVER ask for your login credentials, passwords, PINs, Social Security numbers, or full card numbers. Never share sensitive information through social media messaging apps. Learn about fraud prevention.

You can update your password, contact information, and profile through the Digital Banking platform under your profile settings. You can also contact our team by phone at (541) 382-1795, by text, through the secure Message Center in Digital Banking, or by visiting any branch.

You can reorder checks quickly and easily through Digital Banking—just click the "Check Services" widget in the Tools menu. You can browse styles, place a new order, or reorder your existing check style. You can also contact our team by phone or visit any branch to place an order.

Yes, you can initiate a stop payment request on a recent check directly through Digital Banking, or by contacting our team by phone or visiting a branch.

Through our partner TruStage (formerly CUNA Mutual Group), Mid Oregon members have access to Payment Protection with LifePlus (covering life, disability, and involuntary unemployment on your loans), Mechanical Repair Coverage for vehicles, and Guaranteed Asset Protection (GAP) insurance. These products protect your finances if the unexpected happens. For claims or questions, call 1-800-621-6323.

Mid Oregon members enjoy a range of exclusive benefits: Love My Credit Union Rewards for discounts on popular services, CUDL AutoSmart for vehicle buying tools, TurboTax savings on tax filing, free Credit Savvy credit monitoring, free financial workshops, and the Tell-A-Friend referral program. View all member benefits.

Yes! If you have a Health Savings Account (HSA) with Mid Oregon, you can request an HSA Debit Card to conveniently pay for qualified medical expenses directly from your HSA balance at doctors' offices, pharmacies, and other healthcare providers. Activate your HSA Debit Card by phone at (866) 388-3828 or (541) 388-3828.

Mid Oregon's commercial lending team offers Commercial Loans, Commercial Lines of Credit, and Commercial Real Estate financing. We keep decision-making local for faster, more personalized service. Contact our business lending team at (541) 382-1795 or visit any branch to discuss your needs.

Yes, we provide merchant services for accepting card payments at your business, as well as business insurance solutions. We also offer Remote Deposit Capture (with a free check scanner for qualifying Commercial Checking accounts on a 24-month commitment), ACH Origination, and business wire services. Visit our business page or speak with a business specialist at any branch for details.

Yes! Mid Oregon Wealth Management provides comprehensive investment services including retirement planning, portfolio management, and personalized financial advice. Meet our team, explore services, and access your investment account at midoregon.com under the Wealth Management section.

Absolutely! We offer free financial workshops and seminars, financial calculators on our website, the free Credit Savvy credit monitoring and simulation tools in Digital Banking, the Financial Wellness tool for measuring overall financial wellness, and the Love My Credit Union Rewards program for exclusive member discounts.

Yes, we offer both Traditional IRAs and Roth IRAs. Traditional IRAs allow tax-deferred growth with contributions that may be tax-deductible. Roth IRAs allow after-tax contributions with tax-free qualified withdrawals. IRA funds can be deposited into Regular Share, High Yield Plateau, or Share Certificate accounts. IRA Savings can be started with as little as $250. View our savings and IRA options.

Yes! Our HSA allows you to save for health care expenses in combination with your qualified high-deductible health plan. You can begin saving with as little as a $250 minimum deposit, and we offer an HSA Debit Card for convenient payment of medical expenses.

Yes! Our Home Energy Remodel Loans finance energy-efficient home improvements that qualify for Energy Trust of Oregon incentives—helping you reduce energy costs while supporting sustainability. Learn more and apply.

Primary account holders are typically 18 or older. However, we offer children's accounts (minor accounts) with a joint owner age 18 or older. Minor accounts can use Digital Banking only when the joint owner is 18+. Student Simply Free Checking is available for students.

Yes! Mid Oregon's experienced mortgage loan officers are available to help with home purchases, refinancing, and home equity loans. You can contact our real estate loan team at realestateloans@midoregon.com, call (541) 382-1795, or visit our Home Loans page to see our team and their individual NMLS IDs.

Yes! Visit blog.midoregon.com for helpful articles on budgeting, saving, credit, home buying, fraud prevention, and more. Our blog is updated regularly with practical financial tips and news about Mid Oregon events and community involvement.