VISA Credit Cards
A VISA card from Mid Oregon can cost you less and save you more!
A Mid Oregon Credit Union VISA card offers you convenience and immediate access to credit. Like other VISA cards, it is good the world over - accepted by more merchants, restaurants and hotels than any other credit card. Mid Oregon’s VISA is the one card you can afford to use! It’s perfect for shopping, travel or for anything you need; and great local service makes it so convenient. Save money by transferring higher-rate card balances and loans from other lenders to your Mid Oregon VISA.
A Mid Oregon VISA provides every cardholder these features:
- Variable Interest Rate - Simple interest on outstanding (Annual Percentage Rate) balances
- 25 Day Grace Period - Balances paid in full by the 12th of the month pay no interest
- Payments - Minimum $20 or 2% of unpaid balance and options for automatic payments
- Cash Advance Capability - A Mid Oregon VISA can get cash through ATMs and financial institutions all over the world. No fee charged by the credit union for cash advances
- Immediate access to transaction history and balances - By using Mid Oregon's Online Banking, calling (541) 382-1795 during business hours, or using the 24 hour Telephone Teller (541) 382-0981.
- Classic Visa: Annual Fee - $12.00 - Waived if combined Credit Union balance on VISA, savings, loans and or checking accounts equal $3,000 or more.
Verified by Visa (VbV) is a program designed to help make shopping online more secure. By registering a password for your Visa® card with the VbV service, and shopping online at VbV enabled merchants, your card can only be used by you to make online purchases. VbV is available at no cost exclusive to Visa cardholders.