Join Us

Membership

good friends. great service.

We’re a full-service, member-owned financial cooperative. Chances are, you’ve probably already noticed; Mid Oregon Credit Union is just different. From our exceptional products to the wealth of convenient and friendly services, we’re unlike any other financial institution. That’s because of our unique not-for-profit structure. It lets us focus on serving our members and community.

Become a Member - You Can Join!

We are a not for profit cooperative, owned by our members. You are eligible to join the credit union if you:

  • Individuals who live or work in, or organizations located in the Oregon counties of Benton, Clackamas, Crook, Deschutes, Douglas, Gilliam, Grant, Harney, Hood River, Jackson, Jefferson, Josephine, Klamath, Lane, Lake, Linn, Marion, Multnomah, Polk, Sherman, Wasco, Washington, Wheeler, and Yamhill.

  • Employees and officials of the Credit Union, its subsidiaries and contractors.
  • Business and nonbusiness organizations composed of individuals who are eligible for membership or whose members or employees are eligible for membership.
  • Retirees, pensioners and annuitants of any of the above.
  • Individuals who are immediate families of any member or eligible member, including grandparents, parents, foster-parents, spouse, children, stepchildren, grandchildren, brothers, sisters, half-brothers, half-sisters, aunts, uncles, and domestic partners of a member. A person is considered a “domestic partner” if that person and a member jointly sign an affidavit attesting that (i) they share the same regular and permanent residence, (ii) have a close personal relationship, and (iii) have agreed to be jointly responsible for basic living expenses and each other’s common welfare.

Mid Oregon is a 501(c)1 corporation. 

To become a member of Mid Oregon Credit Union, simply complete our membership application and deposit $5 into a Regular Share Savings Account and pay a one-time new account fee of $10.  Then, you're eligible for all the benefits of credit union membership.

JOIN US TODAY!

Complete the membership application and submit. A Mid Oregon representative will contact you to finalize your membership with your $5 deposit, and one-time new account opening fee of $10.

membership application

Account Switch Kit 

Switch your account to Mid Oregon Credit Union 

Mid Oregon has made moving your account from your previous institution fast and convenient with our Switch Kit.  All of the letters and forms you'll need to make this transition are provided here.  All you need to do is fill out the forms online, print them and mail the letters to the appropriate companies or individuals.

  • 1
    Open an Account
  • 2
    Move your Money
  • 3
    Switch Automatic Payments and Debits
  • 4
    Enjoy the Credit Union Difference!

Account Switch kit

Member Benefits 

Local ownership, financing and decision making are among the benefits of membership in Mid Oregon Credit Union. Members also benefit from higher savings rates and lower loan rates. Mid Oregon is a full service financial institution and members can take advantage of payroll deduction and direct deposit through their place of employment.

View all Benefits

Community Involvement 

Involvement in our community is more than something we do – it’s who we are.  We support many Central Oregon community organizations from school districts to EDCO, OSU-Cascades, COCC, Central Oregon Chambers of Commerce, Rotary Clubs, Healthy Beginnings, United Way, FAN, local rodeos, and the list goes on.

Learn about Mid Oregon's involvement in the community